Interest on your cash
Benefit from savings plans from €1, trading flat rate and interest (Baader Bank) with the PRIME+ Broker.
There are risks associated with investing.
2.6% p.a. interest for PRIME+. Cash account at Baader Bank AG. Variable rate up to €100,000. Learn more.
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Your money earns more - with PRIME+.
Benefit from interest and trading flat rate now. Start now
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Deposit up to €100,000 |
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Quarterly interest payments |
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Deposits and withdrawals at any time |
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Trading flat rate: Unlimited trading of shares, ETFs, funds and derivatives |
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Unlimited savings plans on ETFs and shares |
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Unlimited number of portfolio groups and price alerts |
Earn interest
- in just a few steps
2.6% p.a. interest for PRIME+. Cash account at Baader Bank AG. Variable rate up to €100,000. Learn more.
Frequently asked questions
Yes, all existing PRIME+ Broker clients (formerly PRIME Broker flex, with monthly payment) will automatically receive interest on their cash up to €100,000 from 1 February 2023.
If you do not yet use the PRIME+ Broker, simply change the broker model in the customer area under "Products" and benefit from the interest. The interest is calculated on a daily basis and paid out quarterly to the clearing account.
There is no minimum holding period, the interest offer is available daily. Interest is calculated – starting 1 February 2023 – to the day and paid out quarterly.
Balances are held by Baader Bank AG and are protected by the German EdB deposit protection scheme up to a deposit amount of €100,000 and beyond that by the Deposit Protection Fund of Private Banks (BdB). Further information on the scope of protection provided by the Deposit Protection Fund can be found here.
Interest, like dividends from stock or gains from the sale of securities, may be subject to tax. Scalable Capital offers an intuitive tax report to assist you with your tax filing. You can find more information about taxes here.
Interests will be calculated to the day and paid out quarterly from 1 February 2023. After the end of a calendar quarter, you will receive the interest on your broker account. For the first quarter, the payment will be made in April, for the second quarter in July, etc.
Balances are held in custody by Baader Bank AG. In case of insolvency of the Baader Bankpartner bank, the balance of your clearing account is protected by the statutory deposit protection of the EdB up to a deposit amount of 100,000 euros (see details at www.edb-banken.de) and beyond that by the Deposit Protection Fund of private banks (BdB). Further information on the scope of protection of the Baader Bankpartner bank by the Deposit Protection Fund can be found here.
In the event of insolvency of the custodian bank, you have a claim to surrender of your securities. These do not fall into the insolvency estate and are therefore also protected.
As a securities institution, Scalable Capital is not authorized to take possession or ownership of customer assets. The assets of the customers are held in custody by our partner bank. In the event of Scalable Capital's insolvency, the client assets will therefore not fall into the insolvency estate of Scalable Capital GmbH.
Furthermore, Scalable Capital GmbH is assigned to the German Compensatory Fund of Securities Trading Companies (Entschädigungseinrichtung der Wertpapierhandelsunternehmen; EdW). The EdW can pay compensation if an institution is no longer able to fulfill its "liabilities from securities transactions" to its customers for reasons directly related to its financial situation (and BaFin has determined the case for compensation).
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